Choosing an insurance career is an excellent way to become financially independent, have an outstanding work-life balance, and help your community. In this article, we will explore what an insurance agent is, what they do, and five rock-solid reasons why you should choose an insurance career.
What is an insurance agent?
An insurance agent is a licensed expert primarily responsible for selling insurance policies. While agents in insurance started as a person responsible for finding new customers, maintaining relationships with existing customers, and marketing policies, they have begun to do much more over the years. This is why an insurance agent is currently synonymous with an insurance advisor.
You can typically take two career paths when looking to work as an agent. The first is to join an insurance company, represent them in front of customers, exclusively sell policies for them, or work independently and sell policies from affiliated companies.
What are some reasons why you definitely should consider an insurance career?
- Great work-life balance
Becoming an agent in insurance offers incredible work-life balance. Not only does it allow agents to work from anywhere but at any time they wish to.
- Unlimited potential to earn
There is no upper limit on how much commission an agent can earn, allowing them to earn for every policy they sell.
- Upskilling several professional and life skills
Constant seminars and events are conducted yearly, allowing agents to upskill themselves.
- Low barrier to entry
Becoming an agent has a very low barrier to entry, allowing anyone to work towards becoming one.
- Help your community
You can be a force for good and help your community and the people around you secure their health by becoming an agent.
How to become an agent?
As previously mentioned, becoming an agent has a very low barrier to entry, allowing anyone to aspire and succeed in becoming one.
Here is a list of the base criteria you must fulfill to start a career as an agent in insurance.
- The applicant needs to be at least 18 years of age
- The applicant must have at least completed their 10th or 12th, depending on where they are from.
- The applicant must complete mandatory practical training with an insurance provider of choice.
- The applicant must also attempt and clear a mandatory examination.
Steps to become an agent
As someone looking to enter insurance as a field, there are several specialisations you can undertake over your career. Here are the steps you can undertake to start a career in insurance as an agent.
- Do your research and find an insurance provider you want to work with.
- As an insurance advisor for Niva Bupa, I will take their example and mention the steps to become an agent with them.
- Visit their website and click on “Become an Agent.”
- Fill in the information requested on the portal.
- Complete your practical training with them.
- Attempt and clear the mandatory prescribed examination.
- Receive the license, sign a contract, and work as an agent.
Conclusion
Becoming an agent offers a fulfilling career beyond just the job and benefits it provides. If you wish to bring a positive change in the world by delivering relief and respite to the people around you, become a health insurance agent.
Taking care of one’s health is one of the primary concerns for many. With the rise in the cost of treatment and the severity and frequency of these diseases, it has become a necessary investment to avail health insurance for most people and where you can demonstrate your capabilities and offer the most help.
