Croma is one of India’s leading electronics retailers known for offering a wide range of products including smartphones, laptops, cameras, and more. It has become a go-to destination for tech-savvy customers who look for cost-effective products. With its brick-and-mortar stores across the country, Croma has become a household name for electronics shoppers.
However, buying electronics can be a costly affair, especially if you are looking to buy the latest technology. To overcome this challenge, Croma has partnered with Bajaj Finserv to offer EMI options for their products. Using a Bajaj EMI Card, you can now pay for your purchases in installments, making it more convenient and affordable.
But what exactly is a Bajaj EMI Card?
Bajaj EMI Card is a payment instrument that allows customers to convert their purchases into easy EMI installments. It’s like a credit card where you have a pre-approved loan limit, and you can use that limit to purchase products and pay in installments. Bajaj EMI Card can be used in various stores, including Croma, and also can be used to convert your existing shopping bills into EMIs.
So, if you want to maximize your savings while purchasing electronics from Croma, here’s how you can do so with the Bajaj EMI Card.
Get pre-approved for a Bajaj EMI Card
Before you start shopping at Croma, make sure you have a Bajaj EMI Card. Getting a Bajaj EMI Card is a straightforward and hassle-free process. You can either apply for it online or offline by visiting a Bajaj Finserv branch near you.
To apply online, visit the Bajaj Finserv website, and fill out the application form with your personal and financial details. Once you submit the form, you will receive a verification call from their representative. After the successful verification, your card will be activated within a few business days.
Using the Bajaj EMI Card at Croma
Once your card is ready, you can start using it at Croma stores across the country. While shopping at Croma, choose your desired product and present your Bajaj EMI Card at the billing counter. After the billing, you can choose your preferred EMI plan and tenure that suits your budget. The EMI plan and tenure are flexible and customizable, which means you can choose the most convenient option for you.
Moreover, you don’t have to worry about additional documentation, as the Bajaj EMI Card is a pre-approved loan. Also, there are no hidden charges or processing fees associated with the card.
Benefits of using Bajaj EMI Card at Croma
There are several benefits of using a Bajaj EMI Card at Croma. Let’s take a look at some of them.
Affordable EMI options
The primary benefit of using the Bajaj EMI Card at Croma is that you can pay for your purchases in easy installments. The EMI plans offered by Bajaj Finserv are affordable and have flexible tenures ranging from 3 months to 24 months. This means you can pay for your purchases without impacting your monthly budget.
Zero-down payment
Another significant benefit of using a Bajaj EMI Card at Croma is that you don’t have to pay any down payment while purchasing a product. This means you can own the latest technology without paying anything upfront.
Easy repayment
The repayment process is straightforward if you have a Bajaj EMI Card. The monthly installment will be automatically deducted from your bank account on the due date. This means you don’t have to visit the branch or make manual payments.
Higher loan limit
With Bajaj EMI Card, you get a pre-approved loan limit of up to Rs. 4 lakhs, which is sufficient to buy high-end electronics. The loan limit depends on your credit score, income, and repayment history.
Exclusive discounts
As a Bajaj EMI Card holder, you are eligible for exclusive discounts and deals at partner stores like Croma. You can take advantage of these discounts and save more on your purchases.
Conclusion
In conclusion, if you’re planning to buy electronics from Croma, using a Bajaj EMI Card is an excellent way to maximize your savings. With flexible EMI plans, affordable interest rates, and zero-down payment, owning the latest technology has become more accessible than ever. All you need to do is get a Bajaj EMI Card, visit your nearest Croma store, and enjoy the benefits. Remember to choose the EMI plan and tenure that suits your budget to avoid any repayment challenges.
So, what are you waiting for? Start shopping now and make the most of your savings with Bajaj EMI Card and Croma!
Read More: Late EMI Payments: What Happens When You Miss the Deadline?
